Can compensation be paid to a husband and wife together?
It can, and on most projects it is not. Why single-payee compensation strips women's claims, and what to ask for instead.
Yes, and it usually is not. Most compensation is paid to a single registered claimant, who in the great majority of cases is the male household head. Nothing in the standards requires that, and joint payment or joint titling is available where a project decides to offer it — which is a decision made as project policy, before payments begin, not at the payment table.
What single-payee compensation actually does
Land held in a family supports everyone in it, and customary arrangements usually give a wife recognised rights of use even where the land is recorded in her husband's name. Converting that land into a single cash payment to one named person converts a household asset into an individual one, and the other claims become informal overnight.[1]
The effects are well documented: money spent on priorities the household did not agree, disputes that escalate within the home, and women left materially worse off after a process that recorded the household as fully compensated.[3]
What to ask for
- Enumeration of individuals, not just the household head. If you are not in the register in your own name, you are not visible to anything that follows.
- Disclosure of the entitlement to the household, not to one person — so what is owed and when is known by everyone before the money arrives.
- Joint payment into an account in both names, or payment made in the presence of both.
- Joint titling where replacement land or housing is provided, which is the durable version of the same protection.[2]
- Separate recording of your own assets — crops you planted, a business you run, a structure you built.
Where the project should be doing this anyway
A project working to lender standards is required to consider gender-differentiated impacts and to consult women separately, in settings where they can actually speak.[4] If consultation has only ever happened in open meetings dominated by men, that is a gap worth raising through the grievance mechanism.
Polygamous and extended households
Where one man's land supports more than one household, a single payment to him is even less likely to reach everyone it supported. Each economic unit — a wife cultivating a defined portion, an adult son with his own family — should be enumerated separately, with its own assets recorded, so that the entitlement can be calculated for each rather than aggregated into one name and distributed at his discretion.
Sources
- [1]Performance Standard 5: Land Acquisition and Involuntary Resettlement — International Finance Corporation, 2012.
- [2]Guidance Note 5: Land Acquisition and Involuntary Resettlement — International Finance Corporation, 2012.
- [3]Good Practice Handbook: Land Acquisition and Involuntary Resettlement — International Finance Corporation, 2023.
- [4]ESF Guidance Note 5: Land Acquisition, Restrictions on Land Use and Involuntary Resettlement — World Bank, 2018.
Olule Solomon
Lead Consultant, ValueSpace
Olule Solomon is Lead Consultant at ValueSpace, where he works on land acquisition and resettlement systems for donor-financed infrastructure in East Africa. He writes about the practical gap between what the safeguard standards require and what a project can actually evidence at completion audit.
Related reading
- Gender in resettlement: how compensation reaches households but not womenHousehold-level enumeration and single-payee compensation systematically strip women's independent claims. What to do instead.
- Titles at a resettlement site: whose name, how long it takes, what it changesSecure tenure is an obligation, and formalisation is not neutral. Who is named on the document decides who keeps the house.
- Money management support around a compensation paymentA single large transfer to a household that has never held one is a known risk. What support helps, and what is just paternalism.
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